Business Hours (by appointment or walk-in): Monday-Friday 10am-5pm.  
  ACH / ABA routing number: 036089053
  We have changed our online banking provider. Please see our FAQs.

Call Us: (215) 222-2604

Email us: support@upennsfcu.org

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Auto Loan

The SFCU is proud to announce the launch of its Auto Loan Program. We can help you finance the purchase of a vehicle in Pennsylvania, New York, and New Jersey.

Benefits
  • Duration: 12 months to 84 months
  • Amount: Up to 120% of the automobile’s NADA value ($1,000 minimum up to $45,000)*
  • Interest Rate (APR) starting at 3.37%**
  • Financing for new and used automobiles in all 50 states
  • No prepayment penalty

    *Financing maximums are subject to change depending on credit score
    **Interest rates as of 03/18/22. Interest rates are subject to change.
Requirements
  • Application Fee: $15 (waived when refinancing an existing loan)
  • SFCU must be listed as a lien holder on the title to the automobile for the duration of the loan.
  • Borrower must provide proof of auto insurance policy for the car listing the SFCU as the loss payee within 30 days of loan disbursement.
  • Borrower must provide the title of the new automobile within 30 days of the disbursal of the loan and sign power of attorney for the title upon disbursal.


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Thank you!

Thank you for choosing to bank with the SFCU, the first and only student-run credit union in the Ivy League

Deposits are federally insured up to at least $250,000 per individual depositor by the National Credit Union Share Insurance Fund (NCUSIF). The NCUSIF is backed by the full faith and credit of the United States Government.

Contact Us

Have an issue with your account? Contact us through this form Alternatively, you can email or call us.

Email :support@upennsfcu.org
Phone: (215) 222-2604

ACH / ABA routing number：036089053

Visit Us

Our office is located at
3401 Walnut Street
Suite 431A
Philadelphia, PA 19104

We are conveniently located near 34th and Walnut St. next to Van Pelt Library, Hill College House, and the Engineering School. Specifically, we are right next to the Starbucks on 34th and Walnut on the 4th floor of the Franklin Building A-Wing.

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The Student Federal Credit Union at the University of Pennsylvania is an independently operated financial institution, and not part of the University of Pennsylvania.

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