Banking

Summer Business Hours (by appointment or walk-in): Monday-Friday 12pm-5pm. Our ACH / ABA routing number is 036089053.

Accounts to Meet Your Diverse Needs

The SFCU provides convenient, on-campus banking for students and alumni. We provide a savings account with no membership fee and other great benefits including:

Low fees
Competitive dividend rates
Convenient online banking
Free and unlimited incoming wires
Free same day ACH transactions
Direct deposit
Personalized service for international students

Checking

Low-fee and convenient services tailored to Penn students and alumni.

Savings

Savings account meets your goals by offering superior interest rates.

Premier Money Market

Money market accounts tailored to investing needs.

Visa Debit Card

Card accesses >40,000 surcharge-free ATMs + quick, reliable service.

ACH Transfers

Send money easily, securely and free of charge to your SFCU account.

Direct Deposit

Send money easily and securely to your SFCU account at no charge.

Wire Transfer

Send money to and from the SFCU swiftly with extremely low or no fees.

Checks

The SFCU offers both personal and cashier checks.

Online Services

Learn about the SFCU’s intuitive online banking platform and mobile app.

ATMs

Fee-free ATMs available nationwide and on-campus via the AllPoint network.

Certificates

A safe investment option to earn higher interest.

Low Fees

Our fees are lower than
leading competitors.

Comprehensive Services

We provide a range of accounts and money
market services.

Outstanding Service

We are staffed by Penn Students who understand
the needs of their peers.

Thank you for choosing to bank with the SFCU, the first and only student-run credit union in the Ivy League

Deposits are federally insured up to at least $250,000 per individual depositor by the National Credit Union Share Insurance Fund (NCUSIF). The NCUSIF is backed by the full faith and credit of the United States Government.

Have an issue with your account? Contact us through this form Alternatively, you can email or call us.

Email :support@upennsfcu.org

Phone: (215) 222-2604

ACH / ABA routing number：036089053

Our office is located at
3401 Walnut Street
Suite 431A
Philadelphia, PA 19104

We are conveniently located near 34th and Walnut St. next to Van Pelt Library, Hill College House, and the Engineering School. Specifically, we are right next to the Starbucks on 34th and Walnut on the 4th floor of the Franklin Building A-Wing.

The Student Federal Credit Union at the University of Pennsylvania is an independently operated financial institution, and not part of the University of Pennsylvania.

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