By submitting this application, I hereby make application for membership in and agree to all the by-laws and any amendments thereof in University of Pennsylvania Student Federal Credit Union
and subscribed to the par value of one share ($5) in Savings Account. I acknowledge the receipt of the Account Disclosure Statements
of the Credit Union.
I acknowledge that terms and conditions in these statements are subject to change without notice. I authorize the Credit Union to verify credit and employment history by any necessary means, including
preparation of a credit report by a credit reporting agency. I furthermore acknoweledge that the terms I agree to my submission of this form shall constitute the execution
of this document in exactly the same manner as if I had signed, by hand, a paper version of this agreement. I certify that the information provided on this application is true and correct and that the
ownership designated hereon apply to the type of account(s) noted above.