Section 1: Credit Request

• • I hereby authorize the Student Federal Credit Union at the University of Pennsylvania, hereafter SFCU, to obtain credit reports in connection with this application for credit.
• • I hereby authorize references herein to release statements or any other data pertaining to my credit and financial responsibility.
• • I understand that the SFCU is required to render a decision upon this application within thirty days of the date of the date on this disclosure.
• • I also understand that if I am unable to supply all information required in this application and additional information which may be requested or needed by the SFCU to render a decision, the SFCU will have no choice but to deny this credit application.
• • I hereby certify that all the statements in this application are true and accurate and I have answered all questions in full, to the best of my ability.
• • I understand that false or incomplete information will void this application. It is a violation of Section 1014, Title 18, U.S. Code to knowingly make a false statement or report, or willfully overvalue any security for the purpose of influencing the action of a Federal Credit Union.