UPenn Student Federal Credit Union (SFCU) - Unsecured Loan Application


UNSECURED LOAN APPLICATION

Address: 3401 Walnut Street, Suite 431A Philadelphia, PA 19104
Phone: (215)222-2604
Email: credit@upennsfcu.org

General Information

Name*
First Middle Last
Date of Birth*
Month Day Year
Social Security*

Please enter your SSN in the following format: ###-##-####. If you do not have an SSN, please enter 000-00-0000.
Mother's Maiden Name* University of Pennsylvania Alumni*
Yes No

Credit Request

Type*
Individual Credit Joint Credit
Amount Requested*
Purpose

Contact Information

Local Address
Street 1*
Street 2

City* State* Zip*
Permanent Address
Street 1
Street 2

City State Zip Country
Email*
Phone*
Name of Nearest Relative* Phone of Nearest Relative*

Employment

Instructions: Please complete the following section regarding current employment and attach the necessary documentation.

*If you are a current student at the University of Pennsylvania, please list both employment during the regular semester and summer employment (if applicable).

*If you are a graduating senior, please list information on your employment after graduation.

*Please supply your most recent pay stub or an email from your employer confirming your employment as well as income or a fellowship/financial aid offer letter.

*If you have just graduated and will be starting a new job, please provide an employment offer acceptance letter for verification of income.

*If you are self-employed, please provide IRS returns for the last two years.
Employment Income 1
Employer
Employer Address
Position
Supervisor
Grosspay
Frequency
Weekly Monthly Yearly
Will this job continue for term of this loan?
Yes No
If "No", please list expected duration:
Please list any sources of income and attach copies of verification.
Employment Income 2
Employer
Employer Address
Position
Supervisor
Grosspay
Frequency
Weekly Monthly Yearly
Will this job continue for term of this loan?
Yes No
If "No", please list expected duration:

Additional Income

Please list any additional income or benefits, including parental allowance, investment accounts, etc and attach copies of verification. Alimony, separate maintenance, and child support need not be disclosed unless you desire them to be considered in determining your credit worthiness.
Additional Income 1
Source Amount Frequency
Weekly
Monthly
Yearly
Additional Income 2
Source Amount Frequency
Weekly
Monthly
Yearly
Additional Income 3
Source Amount Frequency
Weekly
Monthly
Yearly

Assets

Bank Accounts
Please provide statements for the last 2 months as verification if you would like the SFCU to consider balances in your bank account(s).
Account 1
Name of Depository Type of Account Current Balance
Account 2
Name of Depository Type of Account Current Balance
Account 3
Name of Depository Type of Account Current Balance
Account 4
Name of Depository Type of Account Current Balance
Property Owned
Please provide copies of title(s) as verification.
Property Owned 1
Street Address
City

State
Market Value Pledged as Collateral for Another Loan? Yes No
Property Owned 2
Street Address
City

State
Market Value Pledged as Collateral for Another Loan? Yes No

Outstanding Debts

Credit Cards
Please provide any information on outstanding credit card(s) and credit card debt(s).
Credit Card 1
Creditor Name Credit Limit Current Balance
Date of Next Payment Average Monthly Payment Past Due Yes No
Credit Card 2
Creditor Name Credit Limit Current Balance
Date of Next Payment Average Monthly Payment Past Due Yes No
Credit Card 3
Creditor Name Credit Limit Current Balance
Date of Next Payment Average Monthly Payment Past Due Yes No
Credit Card 4
Creditor Name Credit Limit Current Balance
Date of Next Payment Average Monthly Payment Past Due Yes No
Loans
Please list all outstanding loans and associated monthly payments.
Loan 1
Creditor Name Loan Type Principal
Date of Next Payment Monthly Payment Past Due Yes No
Loan 2
Creditor Name Loan Type Principal
Date of Next Payment Monthly Payment Past Due Yes No
Loan 3
Creditor Name Loan Type Principal
Date of Next Payment Monthly Payment Past Due Yes No
Loan 4
Creditor Name Loan Type Principal
Date of Next Payment Monthly Payment Past Due Yes No

Monthly Expenses

Please estimate your monthly expenses. If any expense is paid by another party, you must show provide proof of this. Proof can be in the form of a notarized letter from that party.
Rent/Housing If none, list the person who foots the expense
Food If none, list the person who foots the expense
Utilities If none, list the person who foots the expense
Phone Bill If none, list the person who foots the expense
Bursar Bill Please provide a copy of your bursar bill, which can be obtained from Penn-in-Touch for our verification.
Miscellaneous Explanation of miscellaneous expenses

Supporting Documents

Please be sure to attach any documentation that accurately reflects the information stated above. We will require supporting documents for employment, additional income, assets, outstanding debts, and monthly expenses. In order to expedite your application, we recommend attaching the files here. However, you may also submit any or all documentation during the loan interview process.
Document 1
Attachment
Document 2
Attachment
Document 3
Attachment
Document 4
Attachment
Document 5
Attachment

Terms & Conditions

You promise that everything you have stated in this application is correct to the best of your knowledge and that the above information is a complete listing of what you owe. If there are any important changes you will notify us in writing immediately. You authorize the SFCU to obtain credit reports in connection with this application for credit and for any update, increase, renewal, extension or collection of the credit received. You understand that the SFCU will rely on the information in this application and your credit report to make its decision. If you request, the SFCU will tell you the name and address of any credit bureau from which it received a credit report on you. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions or state chartered credit unions insured by the NCUA.

I have read this disclosure and understand and agree to all terms, conditions and requirements here stated.*

Yes

Electronic Signature

Full Name*
Today's Date*