Secure Banking Access

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The Student Federal Credit Union (SFCU) is the first and only student-run credit union in the Ivy League, and exclusively serves the community of the University of Pennsylvania. Founded in 1987 by three Wharton MBA students, Kenneth Beck, Steven Feld, and Robert Kaplan, the SFCU has been providing Penn students with secure, efficient, and convenient financial services for over 27 years.

With our main branch at a convenient campus location and the largest surcharge-free ATM network both on campus and across the United States, we serve Penn students like no one else can. As a non-profit organization, we are able to provide dividend rates that surpass competitors in the area by over 100% and fees that are 25% lower than our leading competitor. Our consistently superior service and benefits have made us one of the largest student-run credit unions in the nation. We are fully backed by the National Credit Union Administration and all member accounts are insured up to $250,000.

Our dedication to member satisfaction will assure that you receive hassle-free, quality banking at a low cost. We strive continuously to make banking a pleasure, and look forward to serving you throughout your time at Penn and beyond.

Because credit unions have a more local presence, the experience of working with them is generally perceived as more personal.

Who doesn't like it when they enter their bank and the teller already knows your name, the name of your children and asks about your dog that was sick last week?